Find every pension you've ever had
The average UK worker changes jobs 11 times. That's 11 chances to lose a pension. We help you track them all down, see what they're worth, and bring them together.
Five tools. One complete picture.
Start anywhere — but most people start with the pension finder.
Find Lost Pensions
Enter your employment history and get a personalised action plan showing exactly which schemes to chase and how.
Track Everything
Add every pot you find. See your total, pension health score, and type breakdown in one dashboard — no account needed.
Project Your Future
Three sliders. One clear number. See what your retirement income looks like — in today's money, with or without the State Pension.
Tax Relief Calculator
See exactly how much the government is adding to your pot every month — and what salary sacrifice is really worth.
NI Gaps Calculator
Buying a missing NI year costs £824 but adds £328/yr to your State Pension forever. See if it's worth it for you in under a minute.
Consolidate
Not sure whether to merge your pots? Take a 5-question quiz and get a plain-English recommendation, then follow the step-by-step guide.
No sign-up. No selling your data. Ever.
Everything runs in your browser. We built this because we were frustrated by how hard it is to get a simple, honest picture of your own retirement savings.
Start for free →Common questions
Is this free?
Yes — every tool is completely free. No subscription, no paywall, no catch.
Is my data safe?
All data you enter stays in your browser. Nothing is sent to our servers.
Can you actually find my pension for me?
We give you a personalised action plan and link directly to the Government's official Pension Tracing Service — the authoritative route to trace any lost scheme.
What if I have a State Pension too?
The projection tool includes your State Pension entitlement alongside private pots so you see the complete picture.
Is this financial advice?
No. Everything here is guidance and illustration only. For advice tailored to your situation, speak to a regulated financial adviser or use the free MoneyHelper service.